WEBSITE TERMS OF USE
Last Updated: August 1, 2026
These Terms of Use (“Terms”) govern your access to and use of this website (the “Site”), operated by Derenzo Advisors LLC (“Company,” “we,” “us,” or “our”). By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site. You represent that you are at least 18 years old and have the legal capacity to enter into these Terms. The Site and its associated content are designed specifically for residents of the State of Ohio; use by individuals residing in other jurisdictions is at their own risk.
1. Use of the Site
1.1 Limited License
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for informational and personal, non-commercial purposes.
1.2 Restrictions
You agree not to:
• Use the Site for unlawful purposes;
• Copy, modify, or distribute Site content without prior written permission;
• Attempt to reverse engineer, disrupt, or interfere with Site functionality;
• Use automated systems or software (including scrapers or bots) to extract data from the Site;
• Attempt to gain unauthorized access to the Site, user data, or related hosting systems.
We may update, suspend, or discontinue any part of the Site at any time without notice or liability.
1.3 No Advisory Relationship Created
The information provided on this Site is for general informational and educational purposes only. No advisory, fiduciary, or investment relationship is formed between you and Derenzo Advisors LLC solely by your access to or use of the Site, including reviewing its contents or utilizing website contact forms or scheduling tools. A formal advisory relationship is established only upon the mutual execution of a written Investment Advisory Agreement.
2. Intellectual Property
All content on the Site, including text, graphics, logos, images, layout, and software design, is owned by or licensed to the Company and is protected by copyright, trademark, and other intellectual property laws. You may not use Company trademarks, branding, or content without our prior written consent.
3. Feedback
If you submit feedback, suggestions, or ideas regarding the Site or our services, you grant us a non-exclusive, worldwide, royalty-free license to use, modify, and implement such feedback without any restriction, credit, or financial obligation to you. You should not submit confidential or proprietary information through public-facing Site features.
4. User Submissions
If you submit information through the Site (e.g., contact forms, scheduling requests), you are responsible for ensuring it is accurate and appropriate for a general, initial inquiry.
Important Security Notice: Visitors should avoid submitting highly sensitive or confidential personal data—such as Social Security numbers, specific financial account numbers, credit card details, or account login credentials—through our public website contact forms or scheduling notes. These channels are not designed for the transmission of sensitive personal or financial information. General inquiries and requests will be processed and retained in alignment with our website Privacy Policy.
5. Indemnification
You agree to indemnify and hold harmless the Company and its affiliates, officers, employees, and agents from any third-party claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or related to your misuse of the Site, your violation of these Terms, your violation of applicable law, or any content you submit through the Site.
6. Third-Party Services and Links
The Site may utilize, embed, or link to third-party websites or services, including website analytics providers, secure scheduling platforms, and third-party data-intake tools. We do not control or endorse third-party websites and are not responsible for their operational security, content, policies, or practices. Your use of third-party services is governed entirely by their respective terms and privacy policies.
7. Regulatory Disclosures and Disclaimers
The Site is provided on an “as is” and “as available” basis for general informational purposes only. Content may not reflect current market or regulatory conditions. We do not guarantee that the Site will be uninterrupted, secure, or error-free, or that content will always be current, complete, or accurate.
7.1 No Investment, Legal, or Tax Advice
Nothing contained on this Site constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities or other financial instruments. The content on this Site does not constitute investment, financial planning, legal, or tax advice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal.
7.2 Firm Regulatory Information
Derenzo Advisors LLC is an investment adviser registered with the Ohio Division of Securities. Information regarding our registration, fees, investment strategies, and business practices can be reviewed via our formal regulatory disclosures, including our Form ADV Part 2A, which is available directly at https://adviserinfo.sec.gov/firm/brochure/148612. These disclosures are also available publicly through the SEC’s Investment Adviser Public Disclosure (IAPD) system at www.adviserinfo.sec.gov or as outlined on our standalone Important Disclosures page linked in the footer of this Site.
8. Limitation of Liability
To the maximum extent permitted by law, the Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, the Site.
Federal and state securities laws impose liabilities under certain circumstances on persons who act in good faith, and therefore nothing contained in these Terms shall constitute a waiver or limitation of any rights or remedies you may have under applicable federal or state securities laws that cannot legally be waived or limited.
9. Termination
We may suspend or terminate your access to the Site at any time, for any reason, without notice. Upon termination, all rights granted to you under these Terms will cease immediately.
10. Dispute Resolution; Arbitration
10.1 Agreement to Arbitrate
Any dispute arising out of or relating to the Site or these Terms shall be resolved through binding arbitration administered by JAMS in accordance with its applicable rules, rather than in court, except that either party may bring an individual action in small claims court if the claim qualifies and remains in such court. This agreement to arbitrate is governed by the Federal Arbitration Act (9 U.S.C. § 1 et seq.).
10.2 Informal Resolution
Before initiating formal arbitration, the parties agree to attempt to resolve disputes informally and in good faith.
10.3 Waiver of Jury Trial and Class Actions
You and the Company waive the right to a jury trial and agree that disputes will be resolved only on an individual basis and not as part of any class, consolidated, or representative action.
11. Governing Law and Venue
These Terms are governed by the laws of the State of Ohio, without regard to its conflict of laws principles. Any permitted court proceedings or arbitration hearings shall take place in the state courts located in Montgomery County, Ohio, or the federal courts serving the Southern District of Ohio, and you irrevocably consent to exclusive jurisdiction and venue there.
12. Changes to These Terms
We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes your explicit acceptance of the revised Terms.
13. Electronic Communications
You consent to receive electronic communications from us and agree that all notices, disclosures, and agreements provided electronically satisfy any legal requirement that such communications be in writing.
14. Entire Agreement
These Terms constitute the entire agreement between you and the Company regarding your use of the public Site. If any provision of these Terms is deemed unlawful or unenforceable, the remaining provisions will remain in full force and effect.
15. Contact Information
For questions regarding these Terms, please contact:
Derenzo Advisors LLC